Calgary or EDAA


Calgary or EDAA member?

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What would you do without a regular paycheque?

Many of us don’t think about what could happen to our future if we were to be injured and unable to continue earning a living. Don’t let the unexpected leave you and your finances in trouble. The number one reason most people end up losing their homes, business, or having to claim bankruptcy is due to injury and disability.

What are the Benefits of Applying for Independent Coverage Instead of WCB?

  • You are covered 365/24/7, whether you are at work or at play.
  • Independent coverage is typically less expensive than WCB.
  • There is over $6000 worth of monthly benefits available.
  • Coverage includes rehabilitation and return-to-work assistance.
  • Partial coverage is available if your doctor recommends that you work only part-time hours during recovery.
  • It allows you to see your personal doctor, not a WCB doctor.
  • Provides accidental death coverage up to $300,000.
  • You can cancel coverage at any time with 30 days notice.

Did you know that independent coverage would protect your income in the case of major illness, including stroke, heart attack, or cancer as well as disability coverage?

There are also additional benefits available to keep your business afloat in times of uncertainty. Up to $6000 a month is available to take care of business expense such as vehicle expenses, lease costs, utilities, etc.

Interested in Independent Coverage? Sign up today and receive a special discount on Health and Dental Coverage if you apply at the same time.

What If I Already Have Mandatory WCB Coverage?

Take the minimum coverage offered by WCB so that you have your WCB policy number for job quotes. This type of coverage removes the right to sue and you can use this plan for your monthly benefit payment.

How Do I Get Started?

Coverage age is up to 75-years-old. Simply provide us with your occupation, gross income, and desired coverage amount to receive your personalized quote from River City Insurance today!